Yeah the responsibilities are overwhelming when something happens bad such as a car accident.  Likely I was at fault forgetting a second look or something when I was driving. 

If it was a Karen like person it would have been down a crazy path of crazy conversations.  

The point of my misfortunate incident is that the liabilities of entitlement have pushed the financial burden way too far.  Hopefully I can out of my personal crisis and get back on the path of prosperity.  

Best resourcefulness, 

Joe.